Credit Analyst
- Johannesburg, Gauteng
- Permanent
- Full-time
-POSITION INFO:Credit Analyst
Location: Johannesburg
Type: Permanent | & Credit RiskDrive smart decisions. Manage credit with precision.
This is a pivotal opportunity for an experienced credit professional who thrives on financial analysis, risk management, and stakeholder collaboration. If you're ready to take charge of high-value credit decisions and shape lending strategies within a leading asset finance environment - this is your chance to lead with impact.About the Role
You'll be responsible for evaluating creditworthiness, managing risk, and ensuring compliance across asset finance transactions. The role spans both corporate and public sector clients, requiring sound judgment, strategic liaison, and a commitment to delivering first-time approvals.What You'll DoAnalyse financial and non-financial data to assess credit riskApprove or escalate credit decisions in line with mandateCollaborate with sales teams to support client engagementsMonitor arrears and mitigate exposure proactivelyContribute to ongoing policy updates and complianceSupport cross-functional projects and initiativesEngage with internal and external stakeholders across the businessWhat You BringRelevant qualification in Credit Risk or (Degree or Diploma)Minimum 5 years' credit analysis experienceStrong financial acumen and analytical capabilitiesSound understanding of credit policies and asset financeExcellent communication and stakeholder engagement skillsProficiency in MS Office and business technologiesResilience, self-management, and ethical judgementWhat Success Looks LikeAccurate credit assessments with timely approvalsStrong stakeholder relationships and feedbackMinimal arrears and aligned credit risk exposureContribution to strategic credit initiativesDemonstrated ownership, teamwork, and value alignment
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