Job DescriptionDear Future Transactional Banking Portfolio Manager,RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.United by our proud heritage and strong ethics. Innovative ideas, it’s the magic of our people and culture that sets us apart.Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2025, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.This role entails driving Transactional Banking growth and product penetration via business development and cross selling in the organisation’s target customer sectors with existing clients.Are You Someone Who Can:Foster strong relationships with existing clients to understand the clients objectives, and market relevant product-based solutions to the clients’ needs to enable them to maximise their cashflow position, i.e., optimise their payables and receivablesDevelop and implement plans to promote transactional banking products and services within target customer sectorsIdentify the opportunities to optimise the businesses working capital and cash management requirements more broadly and bring in other specialists as necessaryFocus on assisting all corporate clients to interact more efficiently with the bank, as well as the promotion of new products and solutions where appropriate.Identify existing and developing trends within the client’s environment and anticipate queries that may ariseImplement defined Service Action Plans, use data driven insights and performance monitoringAction cash management reports to avoid loss of revenue by ensuring that all new and existing accounts are correctly linkedIncorporate potential client queries into sound client service plans aligned to the client’s business needs.Lead all proactive transactional banking related matters with the clientIdentify cross-selling opportunities within the existing client base and collaborate with internal stakeholders to execute cross-selling initiatives and strategiesPromote bundles banking solutions to clients to maximise revenue and deepen client relationshipsCollaborate closely with Coverage as the escalation point for clients’ transactional banking related mattersWork closely with the client service suite to derive insights into the types of queries being raised by the client, and act as an escalation point for the client when queries logged by the client are not resolved accurately and timeously.Support and/or facilitate documentation requirements to execute the client’s credit-related activities (including, but not limited to credit application, credit facilities loading or reduction, commitment fees age analysis and invoicing, excess reports and general facilities utilisation reporting), with input from the Relationship Manager Leverage existing client relationships to drive initiatives, ensuring optimal utilisation of banking products and services to meet client needs while maximising revenue generationConduct regular portfolio reviews to assess profitability and identify areas for improvementEnsure compliance with regulatory requirements and internal policies related to transactional banking activitiesMaintain and update client mandates including account signatories, resolutions, and telephonic mandatesSet the client service engagement plan for managing the Clients within the allocated portfolio, distinguishing the sub-segments and their unique requirements (e.g., priority Clients)Set specific goals and objectives for each customer and develops a roadmap of meeting these goals and objectives per clientForecast and assess the Client’s volume of business transactions and ensure the maintenance of these volumes each monthYou Will Be An Ideal Candidate If You:Have a Bachelor's Degree in Commerce or other relevant fieldHave 3 to 5 years' experience in a similar environmentYou Will Have Access To:Opportunities to network and collaborateChallenging WorkOpportunities to innovateAre you interested to take the step? We look forward to engaging with you further. Apply now!#Post#RMB#LI-MM15Job DetailsTake note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.16/09/25All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
