Junior Equipment Finance Manager

• Conduct risk analyses and predict asset behaviour and performance.
• Maximize income potential through effective management of secondary profit and residual value.
• Ensure all deals fall within risk guidelines and mandates.
• Provide guidance to stakeholders on risk management best practices.
• Review and sign-off deal packs to ensure compliance and profitability.
• Conduct quarterly risk reviews on asset types and monitor GRV exposure trends.
• Establish controls to protect the company against adverse outcomes.

• Oversee full asset lifecycle from acquisition to end-of-term strategy.
• Analyze and determine asset types for profitability and strategic fit.
• Adjust asset strategies based on performance data and market trends.

• Participate in client meetings to understand asset use and business needs.
• Develop and implement strategic plans to enhance returns and client relationships.
• Collaborate with Sales Executives and Business Managers to design optimal deal structures.
• Proactively engage with clients for account evaluations and proposal negotiations.
• Present monthly results and asset reviews to internal and external stakeholders.
• Identify and resolve client challenges while aligning with organizational strategy.

• Identify new business opportunities and refer to Sales Executives.
• Recommend enhancements to rental models based on asset performance and trends.
• Manage internal stakeholder interactions to ensure consistent client service.

• Education: BCom in Finance, Financial Management, or similar commercial qualification.
• Experience: Minimum 3 years in risk, pricing, and financial/spreadsheet modelling.

• Strong financial and tax understanding of rental/lease products.
• Advanced Excel and financial modelling (SAP experience advantageous).
• High level of numeracy and analytical thinking.
• Experience with operating leases and secondary profit strategies.
• Business acumen and customer relationship management.
• Ability to interpret and apply time value of money in deal structuring.

• Strong in advanced mathematics and financial modelling.
• Strategic thinker with the ability to price complex deals accurately.
• Confident communicator, able to work cross-functionally with Sales and Finance teams.
• Analytical, detail-oriented, and commercially savvy.

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