Junior Credit Analyst
Core Group
- Sandton, Johannesburg
- Permanent
- Full-time
- Exceptional growth opportunity within an Entrepreneurial Business Unit
- Join a diverse team of passionate individuals and work with the world's top brands every day
- Fun and challenging environment that promises to expand and grow your skill set
- Analyse credit data to assess the creditworthiness of borrowers
- Conduct credit reviews and credit approvals
- Remain objective and present both arguments and pros and cons
- Manage customer databases and lending limits
- Prepare reports and presentations for senior management
- Develop and implement credit risk strategies and policies
- Collaborate with internal teams to ensure compliance with credit risk policies and procedures
- Suggest risk mitigating measures for our consumer finance products in line with the risk philosophy of the Company
- Build and maintain professional working relationships with all stakeholders, displaying excellent abilities to initiate dialogue, listen, advise, influence and negotiate to achieve win-win outcomes
- Preserves relationships despite airing conflicting views and seeks mutual gains when addressing conflicts
- Anticipates consequences and adapts problem solving based on continual feedback
- Act speedily to resolve problems, queries and complaints
- Ideally Bachelor's degree in Finance, Economics or related field
- Minimum 3 year's experience as a credit analyst in retail/banking environment
- Strong analytical and problem-solving skills
- Detail-oriented and able to work independently