
Client Portfolio Executive
- Nelspruit, Mpumalanga
- Permanent
- Full-time
- Portfolio is 100% Agric
- Oversee of all activities performed by team representatives serving a client segment of 150 million plus
- Achieve net profit growth for the business
- Drive an increase in average balance of specific portfolio of liabilities
- Manage costs or expenses within approved budget to achieve cost efficiencies
- Manage and grow existing clients and grow portfolio through pro-active portfolio management
- Maximise Business Portfolio, cross sell opportunities and strengthen client relationships
- Maintenance of expert knowledge on specific products, pricing, application procedure, processing and timelines in order to drive and achieve relevant sales targets
- Analyse and understand complex client needs and provide appropriate solutions through deal structuring
- Manage sales lead pipeline and enter all qualified leads into the pipeline and maintain
- Translate strategies into actionable goals and execute relevant projects /initiatives aligned to strategic objectives with specific performance measures and control systems to track progress
- Ensure compliance is adopted in terms of systems and procedures as laid out by FNB
- Take all necessary actions to ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability
- Initiate, prepare and present credit proposals to the relevant credit committee to secure credit facilities for clients within the credit policy
- Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities
- Business Banking Degree (Financial)
- Agric related qualification will be an advantage
- Must have RE5 and recognized qualification by Financial Sector Conduct Authority
- 3-5 years banking experience and judgmental credit, agric experience.
- Person must not be an unrehabilitated insolvent
- In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check
- Opportunities to network and collaborate
- A challenging working environment
- Opportunities to innovate
- Strong sales and client service experience
- Ability to bring in new business and increase acquisition
- Strong credit experience and negotiation skills
- Build and maintain stakeholder relationships experience (any segment)
- Strong collaboration skills
- Exposure to dealing with juristic clients
- Portfolio management experience