Credit Manager (JHB)

Capitec Bank

Johannesburg, Gauteng
Permanent
Full-time

20 days ago

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:1. To see what life at Capitec is all about and complete a short assessment, please2. Once you have completed the above finalize your application by clicking apply below.Join Us in Becoming the Best Bank in the World!!We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.Who We AreWe are a bank, but we're much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better.Why Choose UsAt Capitec, we offer our best by living up to our CEO values in every situation - we always put the Client first, act with Energy and take Ownership. And to support people in their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.About the role:Embark on a pivotal role as a Credit Manager (Intuitive Lending) within our newly launched Business Bank division. Collaborate seamlessly with numerous stakeholders to ensure sound and forward-thinking lending decisions.Join us and be the driving force behind responsible and strategic lending practices, propelling business toward to succeed in an ever-evolving financial landscape.Our ideal candidate has:

A relevant completed degree (Example Banking or Credit Management)
3 - 5 years' experience in Intuitive/Judgemental credit application vetting within Business Banking

What you will be doing:

To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained.
To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank's strategy.

Conditions of Employment

Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Capitec Bank

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