Credit Risk Manager

• Review and approve customer credit limits and payment terms
• Regularly assess the creditworthiness of customers to set appropriate credit limits.
• Negotiate payment terms that balance company cash flow with customer needs.
• Streamline internal processes to ensure efficiency and minimize errors in approving credit.
• Review current approval workflows and update policies to reflect best practices.
• Provide ongoing training for the team to ensure they are up to date with credit risk management practices, company procedures, and customer service skills.
• Manage staff and monitor performance
• Ensure that best practice processes and procedures are implemented and followed to reduce the group's credit risk to an acceptable level:
• Implement standardized processes for credit assessment, monitoring, and debt collection to minimize potential losses.
• Engage with credit insurers and ensure that policies are maintained and renewed on time
• Engage, establish and maintain positive customer relationships
• Assist with debt collection efforts
• Support the debt collection process by identifying high-risk accounts and ensuring follow-up actions are taken in a timely manner.
• Monitor compliance with the terms and conditions of credit insurance policies to avoid coverage gaps.
• Regularly report on the status of outstanding debts, including aged receivables, payment trends, and collections progress.
• Continuously assess the credit risk of the portfolio, identifying high-risk customers or sectors

• Strong accounting background - Bcom Accounting and upwards.
• Qualified CA - advantageous
• Experience with foreign clientele - required
• Experience in calling clients

• Ethical and morally intact
• Analytical
• Methodical
• Excellent communication skills

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