Financial Services Advisory: FSA (Credit Risk): Consultant/Senior Consultant
Deloitte
- Midrand, Johannesburg
- Permanent
- Full-time
- Regulatory and Economic Capital Credit Models
- Scorecards and Analytics
- Behavioural Product Pricing
- Design, Development, and Implementation of Credit Monitoring Frameworks
- Collections Optimisation
- Strategy and Risk Appetite Statement
- Secondments
- To support FS Advisory Credit Risk Team in delivery of services to / at client premises on delegated engagements and projects.
- Undergraduate degree specializing in one or more of the following disciplines: Statistics, Mathematics, Financial Engineering, Actuarial Science, Engineering, Economics or Econometrics
- At least 3 years of relevant work experience in banking, financial services consulting, or similar environment
- Fundamental credit risk modelling capabilities including predictive modelling techniques
- Basic understanding of the credit lifecycle, model risk management, Basel III regulations and the IFRS 9 standard
- Computer literacy: MS Word, Excel, and PowerPoint
- Coding skills: SAS, SAS (Enterprise Guide), R, and/or Python
- Personal aptitudes: Reliable, diligent, accountable, teachable, collaborative, attentive to detail
- Development and calibration of credit risk models
- Model validation, monitoring, and testing
- Benchmarking credit metrics amongst peers in a market
- Derivation of portfolio credit analytics
- Review of client deliverables to ensure quality, accuracy, and completeness
- Communication of project challenges and outcomes with clients and team members
- Drafting of project reports
- Sharing of knowledge and skills with colleagues
- Living our Purpose - Acts as a role model, embracing and living our purpose and values, and recognizing others for the impact they make
- Talent development - Develops high-performing people and teams through challenging and meaningful opportunities
- Performance drive - Delivers exceptional client service; maximizes results and drives high performance from people while fostering collaboration across businesses and borders
- Influence - Influences clients, teams, and individuals positively, leading by example and establishing confident relationships with increasingly senior people
- Strategic direction - Understands key objectives for clients and Deloitte, aligns people to objectives and sets priorities and direction
- Understanding of the audit and advisory businesses, and their interaction with wider firm locally and globally, strategy and challenges
- Notable experience on providing Strategic Insights to Partners
- Project management experience
- Excellent industry and business knowledge
- Demonstrated leadership skills
- Ability to interpret, communicate and implement strategy
- Demonstrated execution of complex projects within time frames and cost
- Experienced in development and delivery of professional presentations
- Excellent report writing skills
- Solid financial knowledge
- Exceptional communication skills, both written and verbal with all levels of staff & leadership
- Strong interpersonal and relationship-building skills
- Excellent mentorship and coaching ability with desire to develop self and others
- Strong client delivery focus
- Highly adaptable, managing change and ambiguity with ease
- Focus on quality and risk
- Excellent problem-solving ability
- Exceptional business acumen